Debt Counselling Removal
Debt Counselling grants you the financial freedom you’ve been waiting for, after a successful journey to rehabilitating your finances. The last thing you want is a lingering record of Debt Counselling on your name, signifying the problems you once faced as an over-indebted South African. At Ayoba Loans, we offer a professional Debt Counselling Removal service to consumers who want to remove bad listings from their name, including Debt Counselling.
For most over-indebted consumers, the opportunity to step away they’re from financial burdens and take back power over their monthly budgets is massively impactful. Debt has the ability to change your outlook on life, and weigh you down in numerous ways. You’ve got to start somewhere in repaying your debts and getting your name cleared. Debt Counselling is available to struggling and qualifying clients, and has proven to be an invaluable undertaking to many.
Our Debt Counselling service is approved by the South Africa’s National Credit Regulator (NCR), and we make sure to offer an honest and reliable service to our many clients. You can ask us anything and we will give you fair and honest feedback, and this includes the correct way towards Debt Counselling Removal, as well as how to apply for ITC Clearance. As you work towards bettering your finances and quality of life, remember that time plays a big role, and patience is a valuable factor. We’ve got your back and will make the process as uncomplicated for you as we possibly can.
Our Ayoba Loans team have extensive experience in dealing with Debt Counselling Removal. On average, it takes between 3 and 5 years to complete the Debt Counselling process. In some cases, your Debt Review Status can be removed from your credit report when you receive your Debt Clearance Certificate. According to a mandate by the National Credit Amendment Act of 2014, your Debt Clearance Certificate should be issued to you with 7 days from making your last and final debt repayment. This is the first step to having your name cleared, and we can help you to get to the last step more quickly.
For many clients who’ve undergone Debt Counselling and who have met all repayment objectives successfully, this can still reflect on their credit reports for up to 2 years. There have been recent changes to the Debt Counselling Removal process, which involves having legal representation through a lawyer. If you’re serious about getting your name cleared in good time, reach out to us – our main goal is to help you move forward with your life. We also offer an effective ITC Clearance service that has proven to make a huge difference in the lives of our valued clients.
